Does a Financial Or Strategic Investor Better Suit Your Purposes? Joss Finance

If your business is one of the many businesses that needs additional equity capital, then you have a basic choice: do you seek the expertise and capital of a financial or strategic investor? The two have very different implications.

Financial investors, broadly defined, include venture capital funds (for start-ups or companies early into their life cycle), angel investors (for small companies) and private equity funds. As the name implies, “financial” investors typically bring equity finance and expertise primarily of a financial nature, although many financial investors also pride themselves on bringing value-added knowledge in other areas, such as corporate governance, restructuring or sometimes even expertise in specialized sectors, such as logistics or food and beverages. Each financial investor will have criteria for eligible investments that are clearly set, such as geographic scope, minimum and maximum investment size or sectors of preference.

Strategic investors have an industry specialization and would include multinational corporations or mittelstand companies seeking to go international. Locally, there are an increasing number of CEE companies developing a strategy to acquire and grow throughout the region, which seem to an account for an ever-increasing proportion of overall CEE investment activity.

Whether you target a financial or strategic investor depends on your objectives. For example, my company has a client who insisted on a strategic investor, because he wanted to exit his business as soon as possible and didn’t want to stay on for the several years, as a financial investor would generally require. A different client insisted on a strategic investor because he had a very successful concept locally and wanted the cross-selling synergies of services that a strategic investor would bring. Another insisted on a financial investor because he had intellectual property to which he did not want a potential competitor to have access. Many clients will solicit interest from both strategic and financial investors.

Offering your business to a financial investor will typically take a higher degree of preparation. You will need to have an extremely thorough business plan with cash flows that may be relatively accurately forecast over at least a five-year horizon, including revenues, expenses and capital expenditures (capex).

Despite difficult financial market conditions, it is possible to find both financial and strategic investors, provided your business is sufficiently attractive and valuation expectations are realistic.

Pokemon Vortex Game

Pokemon vortex is an online game that was previously known as Pokemon crater or battle arena. Due to the increased fame of the game, many people have started playing it heavily which has provoked the developers to include some video game elements.

The game comes in three categories: shiny, dark, and mystic pokemon. Shiny pokemon is found in specifically assigned characters such as the ancient pokemon which you can easily get with 25% or higher defense.

As the name suggests, dark pokemon is capable of doing either 25% or even more damage compared to normal pokemon.

Mystic pokemon on the other hand has a greater opportunity of scaring away the opponent more than any other pokemon.

When playing, there are a number of ways in which you can buy items. One of the ways is by healing items used to restore HP. You can also use vortex balls (poke, super, great, and master). Here master is the most effective ball.

The final way of buying items is by using evolutionally stones. Here evolution can be ignited by a player or by the fulfillment of evolution standards regarding the Pokemon.

The ones that have evolved due to a given level can be effective at the same level or they can be carried to another level. The items obtained from the evolution stone require a necessary stone from the inventory of the player which can be removed immediately afterwards.

Many people wonder how they can get easy money with the game. Although, there are many ways in which you can do this, only one way has been tested and found to be very effective. The most effective way is by battling any trainer that you come across.

Here you need to ensure that you defeat “training” with a very weak pokemon. When you do this, you will get about 30,000 dollars per battle which will be of great help to you.

To be on the safe side you need to ensure that you use a weak pokemon every time. You need to note that a pokemon will be around level 70 when you do this; therefore, you need to catch weaker pokemons for you to be successful.

In conclusion, pokemon vortex is a very exciting game; however, you need to ensure that you play it in a reputable website that won’t infect your device with viruses. You also need to play in a reputable website that regularly updates its games.

Does a Financial Or Strategic Investor Better Suit Your Purposes? Joss Finance

If your business is one of the many businesses that needs additional equity capital, then you have a basic choice: do you seek the expertise and capital of a financial or strategic investor? The two have very different implications.

Financial investors, broadly defined, include venture capital funds (for start-ups or companies early into their life cycle), angel investors (for small companies) and private equity funds. As the name implies, “financial” investors typically bring equity finance and expertise primarily of a financial nature, although many financial investors also pride themselves on bringing value-added knowledge in other areas, such as corporate governance, restructuring or sometimes even expertise in specialized sectors, such as logistics or food and beverages. Each financial investor will have criteria for eligible investments that are clearly set, such as geographic scope, minimum and maximum investment size or sectors of preference.

Strategic investors have an industry specialization and would include multinational corporations or mittelstand companies seeking to go international. Locally, there are an increasing number of CEE companies developing a strategy to acquire and grow throughout the region, which seem to an account for an ever-increasing proportion of overall CEE investment activity.

Whether you target a financial or strategic investor depends on your objectives. For example, my company has a client who insisted on a strategic investor, because he wanted to exit his business as soon as possible and didn’t want to stay on for the several years, as a financial investor would generally require. A different client insisted on a strategic investor because he had a very successful concept locally and wanted the cross-selling synergies of services that a strategic investor would bring. Another insisted on a financial investor because he had intellectual property to which he did not want a potential competitor to have access. Many clients will solicit interest from both strategic and financial investors.

Offering your business to a financial investor will typically take a higher degree of preparation. You will need to have an extremely thorough business plan with cash flows that may be relatively accurately forecast over at least a five-year horizon, including revenues, expenses and capital expenditures (capex).

Despite difficult financial market conditions, it is possible to find both financial and strategic investors, provided your business is sufficiently attractive and valuation expectations are realistic.

Is Selenium a Real Threat to UFT?

Nowadays most organizations automate their testing efforts to save both time and cost. While automating its software testing efforts, each business has option to choose from a variety of testing tools available in the market. Some of these tools are open source and free, whereas others are licensed. Likewise, the features and functionality of individual test automation tools also differ. That is why; it becomes essential for businesses to pick the right testing tools based on major criteria like testing needs, budget, availability of skilled resources, and test management.

Both HP Unified Functional Testing (UFT) and Selenium are hugely popular test automation tools. But the testing tools differ completely from each other in terms of features, performance and popularity. As highlighted by a number of recent reports, the popularity of UFT is declining gradually, whereas Selenium has emerged as the pioneer in the software testing space. The data clearly indicate the rapidly growing popularity of Selenium among QA professionals and independent software testing service providers across the globe. There are a number of reasons why Selenium is considered as a real threat to HP UFT.

Why Selenium is affecting the Market Share of HP UFT?

Open Source

Each organization wants to develop and test its software applications without spending a lot of money. That is why; a gradual decline is being noted in the popularity of licensed software testing tools. UFT is currently available as a commercial and licensed test automation tool from the HP Software Division. But Selenium is available as an open source and free software. So users can take advantage of the portable software testing framework without increasing project overheads. At the same time, the QA professional can also avail the support of an extremely active community to resolve all issues and queries related to Selenium.

Web Browser Support

The choice of web browser differs from one user to another. To make the web application popular, the maker needs to ensure that it is running on major web browsers without any flaw or defect. So he opts for a testing tool that supports different web browsers. Despite being a commercial product, HP UFT does not support different types and versions of web browsers. Thus, it becomes difficult for QA professionals to assess the application’s look, feel and performance across many web browsers. Unlike UFT, Selenium supports all major web browsers including Firefox, Chrome, Internet Explorer, Opera and Safari. That is why, most web developers nowadays opt for Selenium to test their websites thoroughly and efficiently.

Platform Support

The operating systems supported by these two software testing frameworks also differ. HP UFT is designed to test software applications only in Windows environment. So it supports only a single operating system, i.e., Microsoft Windows. On the other hand, Selenium supports major operating systems like Windows, Mac OS X and Linux. The cross-platform feature makes it easier for QA professionals to use Selenium to test web applications in various environments.

Programming Language Support

While using UFT, testers have option to write test scripts only in VBScript. As the scripting version of VB programming language, VBScript is both simple and easy to learn. It enables testers to write test scripts easily and quickly. But the scripting language lacks the advanced features offered by other modern object-oriented programming languages. Selenium supports several object-oriented programming languages including C#, Java, PHP, Ruby and Python. So the framework makes it easier for QA professionals to adopt an object-oriented approach to test automation. At the same time, it also allows testers to write test script in their choice of programming language.

Support for IDEs and Testing Frameworks

Nowadays, QA professionals use IDEs to effectuate and speed up test script development. But the choice of IDE differs from one tester to another. HP UFT does not allow testing professionals to use their preferred IDE. They are required to develop test cases using a single IDE, i.e., UFT IDE. Selenium, on the other hand, allows testing professionals to choose from several widely used IDEs like Eclipse, Netbeans and Visual Studio. They also have option to use a variety of testing frameworks with Selenium, based on their choice of programming language. These IDEs and testing frameworks make it easier for QA professionals to significantly reduce the time and effort required to test large and complex web applications.

Reduced Execution Time

To complete all tests within a stipulated amount of time, QA professionals explore ways to write and execute test scripts quickly. UFT uses scripting time by using VBScript. But it increases the execution time drastically by taking the entire load on RAM and CPU. Also, it lacks the capability to run multiple instances or threads of the application simultaneously. On the other hand, Selenium executes test scripts at a faster pace. Also, it enables users to run different instances or threads of the web application simultaneously on different web browser. The lower execution time and option to run multiple instances make Selenium hugely popular among web developers and testers across the world.

Option to Create Complete Test Automation Suite

HP UFT allows users to automate all types of functional testing using a single GUI interface. The interface enables them to test the application’s GUI functionality, and business logic or back-end services. On the other hand, Selenium allows users to create a complete test automation suite for web application by combining Selenium IDE and Selenium WebDriver. Selenium IDE can be used for creating quick bug reproduction scripts, whereas Selenium IDE effectuates development of browser-based regression automation tests and suites. The distinct variants also make Selenium score over UFT.

While comparing Selenium and HP UFT, the user must focus on the features of each test automation tools. Despite being considered as the pioneer in the software testing space, Selenium testing can be used only for web-based applications. So the huge popularity of the portable web application testing framework can be attributed the massive popularity of websites and web applications. On the other hand, a business can use HP UFT for automating both desktop and web applications. That is why; it becomes essential for the user to pick Selenium or HP UFT according to his testing needs.

Financial Planning Advice Joss Finance

The aim of financial planning is to analyse your current financial status and make suggestions and recommendations that will help you secure your long-term financial future. Many leading financial advisors recognise that in order to be successful they need to comprehensively understand a client aims and objectives. Once they’ve established a clear idea of what the client wishes to achieve they can then begin to identify the best financial solution for their client.

In a typical assessment the following aspects will be taken into consideration, naturally this will vary on a client to client basis: budget, asset allocation, savings and investment, risk management, insurance, cash-flow, taxation, life cover, retirement plans and estate management.

To achieve a secure financial future that will benefit both you and your family it is essential that you discover the best possible solutions for your own individual circumstances and objectives. By enlisting the support of a personal financial advisor they can help you develop a strong financial strategy that is designed to fit in with your current lifestyle and long-term plans.

Expert advisors will assess your position on an ongoing basis and make the required changes in order to deliver the best results. As with most things in life, change happens and it is necessary to adjust your planning in the event of unexpected situations. Many leading advisors will understand that you’ve worked incredibly hard for your money and they’ll do their best to ensure that it works as hard for you as you have for it.

Financial advisors can provide information on the following aspects of wealth management:

Savings Plans. Regardless of the purpose and whether you are looking to save a large or a small amount, financial advisors will factor in different elements to find the right outcome for your own individual needs. A savings plan is the ideal way for you to save the funds you need to purchase a new house, plan a wedding or take time out to travel the world.

Lump Sum & Offshore Investment. These are often a popular alternative to keeping your saving in a bank or building society and offshore investments can sometimes provide the opportunity to take advantage of significant tax breaks.

Life Assurance. There is no value that can be placed on life but in order to find the best options that are available to you a financial advisor will be able to talk you through a range of policies and offer additional health protection cover that can be added.