Annual Percentage Rate Versus Annual Effective Rate – Can You Differentiate?

When a product provider quotes an interest rate, it is not always immediately apparent how much you will be paying – or be paid – if you take out the product. Finance firms love selling complex products. That way customers don’t know what they’re buying, won’t understand the potential downside risks, or realize the true …

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The Financial Advantages of Ecommerce Joss Finance

When you have a local store in the market place your customers are limited. When you have an online store, the world is your market literally. This is one of the advantages of ecommerce. With the use of major search engines, your customers can find you a lot easier as well. One of the best …

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Top 10 Qualifying Fact Finding Questions That Will Earn You the Sale For Consultative Selling

Qualifying fact finding questions are directly connected to your industry, your products, your services and most importantly your customers. In consultative selling, I find that asking these 10 insightful qualifying questions early in the selling phase of the sales process saves me time. First, before you can ask these 10 questions, you need find the …

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Why is Financial Planning Important? Joss Finance

Personal financial planning is important because it provides you with a method of organising your financial tomorrows for yourself and is unreservedly about planning for the unforeseen and empowering you to have the independence to handle unpredicted events in your life. Successful personal financial planning is therefore, extremely important for anyone who wishes to stay …

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Managerial Accounting Vs Financial Accounting Joss Finance

Have you ever wondered what the differences are between managerial and financial accounting? Well, throughout this article I will be contrasting the differences between the two. Accounting includes areas such as tax, audit, cost, and information systems. However, the only area in accounting that relates to this article is cost, because cost is a subset …

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