If Your Girlfriend Left You Over Money Problems, You Need to Take Action Joss Finance

What is the number one reason most relationships break up? Terrible sex? Too much nagging? Incompatibility? Another lover? You just drifted apart? It’s none of these. By far, the biggest reason that relationships fail can be summed up in one word: Money. If you have money problems, then you have big problems. Nothing creates tension …

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Plasma Donations Put a Price on Human Life

Reminiscent of a medical facility, this plasma center, built only a year before is brimming with white lab coats, face shields and medical gloves. The sound of Velcro and beeps from blood pressure machines and the whirring of hematostats as they separate blood and plasma fill the air. The appearance is all so sterile and …

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Crowd-Funding May Not Be the Best Way to Finance Your Business Joss Finance

It began with the passage on April 5, 2012, of the JOBS Act, officially known as the Jumpstart Our Business Startups Act. No, not the concept of crowd-funding. That’s been around for several years, thanks largely to Kickstarter. I’m talking about the federal government’s involvement in crowdfunding. Without the hyphen, incidentally, is the other popular …

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Modern Financial Management Theories & Small Businesses Joss Finance

The following are some examples of modern financial management theories formulated on principles considered as ‘a set of fundamental tenets that form the basis for financial theory and decision-making in finance’ (Emery et al.1991). An attempt would be made to relate the principles behind these concepts to small businesses’ financial management. Agency Theory Agency theory …

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Defining Bad Credit: What You Need to Know to Get a Personal Loan

It is no secret that the economy is not doing too well these days. Both individuals and businesses are hurting. What is worse, if you were one of the unlucky ones caught in the bubble burst of the late 00’s, then likely your credit score went down the tube as well. As a result of …

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