How to Get Out of a Financial Rut Joss Finance

Imagine a world that is free of financial concerns. A place where all essential needs are easily provided and there is no debt or financial hardship. You would have total freedom of choice in what you do, where you go and what material possessions you choose to surround you. Here, everything is in abundance and …

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Unethical Behavior In The Workplace Joss Finance

There is absolutely no room for unethical behavior in the professional world. This statement is exceptionally important for publicly traded companies and their accounting practices. From financial officers to accountants to auditors, and so on, there is no greater impact on stakeholders when these persons perform unethically. Unfortunately, there are multiple reasons for which one …

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A Secret Credit Score Your Car Dealer Won’t Tell You About

You’re ready to buy a new car. You’ve done all your homework. You know your three FICO credit scores. You determine that your highest FICO credit score is from Equifax (also known as your BEACON score). So, you find a car dealer who uses your highest score (which increases your opportunity to get approved at …

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Financial Planning – Five Critical Steps in Financial Planning Joss Finance

1. Gather and Prepare Your Personal Financial Situation Status Quo This kind of information can depend a lot on you as an individual, but it usually has to do with… — your investments, — your insurance policies (life, health, long-term care, property, liability, etc.), — your retirement benefits, — your tax situation (income tax, estate …

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3 Tips on What to Do When Your Company Is Distressed

Let’s face it, running and managing a business is not easy, and truthfully, to say that it is would be a downright lie in most cases. In order for your business to succeed, you need to have a smart and proven business strategy in place, but even then, nothing is set in stone in regards …

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